Commercial State Bank offers a variety of Credit Cards to suit your individual needs. Enjoy some of the many benefits, such as, Purchasing Power, Fast Cash, Car Rental Discounts, Liability Protection, and 24-Hour Cardmember Service. Our various credit card offerings are as follows:
Platinum Visa or MasterCard: Currently, new cardmembers receive a 5.9% introductory rate for the first 6 months at which time the rate is adjusted to Prime plus 6.9%. The Platinum Card is based on household income. If you don't qualify for the Platinum Card, you will automatically be considered for the Regular Card. Other exclusive Platinum Benefits include: Travel Insurance, Extended Warranty Coverage, Free Collision/Damage Insurance, Travel Assistance, and Year End Reports. No annual fee as long as you make one purchase per year.
Regular Visa or MasterCard: Currently, new cardmembers receive a 5.9% introductory rate for first 6 months at which time rate is adjusted to Prime plus 7.9%. No annual fee as long as you make one purchase per year.
Business Card: No annual fee as long as you make one purchase per year. Benefits include: Warranty Coverage, Purchase Protection, Travel Insurance, Car Rental Discounts, Collision/Damage Insurance, Travel Assistance, Year End Reports, Combined Statements, 24-hour Cardmember Services.
Business Travel Card: This special Visa Card gives you one free travel point for every net purchase dollar charged. Earn up to 10,000 points per month. Exchange your points for free tickets on any airline. All for an annual fee of $55.00. All other Business Card benefits apply as well.
Young Adult Card: Designed for those with little or no credit history. Talk this option over with your parents or other responsible adult because a cosigner is required in most cases. Note: If you earn more that $8,400 a year, are 18 years or older, and have an established credit history, you may be eligible to obtain a card on your own. No annual fee as long as you make one purchase per year.
College Card: Cash is fine for some things, but a credit card is an easy, safer way to pay for many expenses on and off campus. The college card can be a life saver during an emergency when you are far away from home. It also helps establish a solid credit rating-something you'll need when you're ready to buy a car or a house. No annual fee as long as you make one purchase per year.
For further information concerning a Commercial State Bank Credit Card, call us at 402-586-2266, fax us at 402-586-2175, or stop in and see us.
